Free E-Checking
$25.00 minimum opening balance
- Earn our highest rate on checking when you use our electronic banking services
- No minimum balance
- No monthly service charge
- Check Cards and Photo Check Cards available at no charge (based on application approval)
- Direct Deposit
- Credit Card Processor Friendly. Works with GreenPay and High Risk CC.
- Free Internet Banking
- Free Online Bill Pay
- Free Dial-A-Bank telephone banking
- Ready Reserve overdraft protection (based on application approval)
- Free E-statements
- ATM fees refunded up to $25 per cycle (and $4.99 per item if account requirements per qualification cycle are met)
- Only Minnesota and Iowa residents are eligible to open an e-Checking account
*Account requirements per qualification cycle:
-at least 10 Check Card purchases post and clear
-at least 1 automatic payment or direct deposit post and clear
-access Internet Banking at least once
-enroll for Online Statements
Simple Checking Account
$25.00 minimum opening balance
- No minimum balance
- No monthly service charge
- Check Cards and Photo Check Cards available at no charge (based on application approval)
- Direct Deposit
- Free Internet Banking
- Free Online Bill Pay
- Free Dial-A-Bank telephone banking
- Ready Reserve overdraft protection (based on application approval)
- Free E-statements
Growth Checking
$1,000.00 minimum opening balance
- Earn competitive interest rates
- $1,000 minimum balance
- If below minimum during the month, a fee of $10 will apply
- Variable interest rate calculated on daily balance; credited monthly
- Check Cards and Photo Check Cards available at no charge (based on application approval)
- Direct Deposit
- Free Internet Banking
- Free Online Bill Pay
- Free Dial-A-Bank telephone banking
- Ready Reserve overdraft protection (based on application approval)
- Free E-statements
- You can receive images of your cancelled checks for an additional $5 per month. If you keep a daily balance of $5,000 the fee for imaged statements is waived
Classic Checking
For customers age 65 and over$500.00 minimum opening balance
- No minimum balance
- No monthly service charge
- Check Cards and Photo Check Cards available at no charge (based on application approval)
- Direct Deposit
- Free Internet Banking
- Free Online Bill Pay
- Free Dial-A-Bank telephone banking
- Ready Reserve overdraft protection (based on application approval)
- Free E-statements